🇩🇪 Germany · Business Banking
Opening business accounts, remote banking options, required documents, and fees.
Banks are supervised by BaFin together with the Deutsche Bundesbank; statutory and voluntary schemes protect deposits. A company needs its commercial-register entry to open an account.
- Deposits are protected by the statutory deposit-guarantee scheme up to the standard limit.
- Opening a business account generally requires the commercial-register extract and owner ID.
- Germany is part of the SEPA area for euro payments.
Official authorities
- BaFin
Federal financial supervisory authority.
- Deutsche Bundesbank
Central bank.
Official-information aggregation, not legal advice. Always verify on the authority's own site.
Government portals
- Federal Government of Germany — Germany's Federal Cabinet official website — policy, legislation, news, and government programs
- Federal Office for Migration (BAMF) — German visas, EU Blue Card, asylum, integration courses, and permanent residency
- Federal Central Tax Office (BZSt) — Tax ID (IdNr) registration, tax identification lookup, withholding tax refunds — the key authority for foreign taxpayers in Germany