Exchange & Cost of Living
Daily reference rates and cost comparisons
Currency Converter
The rate above is the mid-market reference rate. Banks and transfer services add their own margin on top — compare the total cost before you send.
See the platform fee comparison for this corridor →Exchange rates update once daily and are for reference only; data provided by exchangerate-api.com . Data without guarantee — always verify before use.
Actually sending money on one of these routes?
Frequently asked questions
Where do these exchange rates come from?
They are mid-market reference rates fetched from the free exchangerate-api.com feed when the page loads. Mid-market is the midpoint between what buyers and sellers are quoting on the interbank market — it is the rate you see on Google or Reuters, and it is not a rate anyone will actually sell you.
Why is the rate my bank offers lower than this?
Because the margin a provider adds to the mid-market rate is part of how it makes money, alongside any fixed fee. Two providers quoting "no fees" can still differ substantially on the rate itself, so compare the amount that actually arrives, not the headline fee.
Can I use these rates for tax returns or accounting?
No. Tax authorities generally require their own published rate for the relevant period — a central bank reference rate, an official annual average, or a rate set by the revenue service. Use this page to plan, and the authority's published figure to file.
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