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USD/HKD Remittance Guide
US Dollar (USD) → Hong Kong Dollar (HKD) Complete Transfer Guide
Corridor Overview
US-Hong Kong corridor for corporate treasury flows, investment and family transfers. Hong Kong is a major USD settlement hub in Asia, so the route is mature and comparatively cheap.
Recommended Platforms
Top Pick
Wise Visit →
Fees ~0.4–1% fee, transparent exchange rate
Transfer Speed 1–2 business days
Min. Amount USD 1
Best For Personal transfers, transparent rates
Revolut Visit →
Fees Free during market hours on weekdays (capped); +1% on weekends
Transfer Speed Instant to 1 business day
Min. Amount USD 1
Best For Small frequent transfers
SWIFT Bank Transfer Visit →
Fees Bank fee USD 15–50; correspondent banks may deduct additional fees
Transfer Speed 3–5 business days
Min. Amount USD 1
Best For Large formal transfers, business use
PayPal Visit →
Fees ~4–5% for international (including spread); relatively expensive
Transfer Speed Instant (PayPal to PayPal)
Min. Amount USD 1
Best For Online shopping refunds, PayPal merchants
Practical Tips
- Because HKD is pegged to USD the rate itself barely moves, so almost all of your cost is fees and spread — compare on charges, not on the rate.
Key Regulations
- The HKMA supervises banks while the Customs and Excise Department licenses money service operators. Hong Kong has no exchange controls, but cash above HKD 120,000 must be declared on arrival.
Important Notice
Exchange rates above are reference values (last synced 2026-08-25). Actual rates are determined by the market and change constantly. Fee data is sourced from public information; confirm current charges on each platform. This page does not constitute investment or financial advice.
Data reference: 2026-08