🇫🇷 France · Business Banking
Opening business accounts, remote banking options, required documents, and fees.
France has no single account-opening registry; banks are supervised by the ACPR, attached to the Banque de France. New companies deposit share capital in a dedicated account at formation, and a statutory "right to an account" applies if a business is refused.
- A capital-deposit account is required to register most companies; the bank issues a deposit certificate used in the formation file.
- France is part of the SEPA area; both traditional banks and licensed e-money/payment institutions can serve businesses.
- If a company is refused an account, it can invoke the "droit au compte" through the Banque de France.
Official authorities
- Banque de France
Central bank; administers the right-to-an-account procedure.
- ACPR
Prudential supervisor of banks and payment institutions.
Official-information aggregation, not legal advice. Always verify on the authority's own site.
Government portals
- Government of France — Office of the French Prime Minister — government policies, ministers, and key legislation
- France Public Services (Service-Public) — France's unified administrative services — residence permits, taxes, social security, civil records
- French General Tax Directorate (DGFiP) — French income tax, VAT, wealth tax filing; tax residency determination; French tax number (NIF) application