Ireland · Business Banking
Opening business and personal bank accounts, remote options, required documents, and fees.
AI-drafted, editorially reviewed. Confirm specifics with the official authority.
Banks are regulated by the Central Bank of Ireland and eligible deposits are covered by the statutory deposit guarantee scheme. Opening an account turns on documentation rather than nationality: photo identification, proof of an Irish address, and in practice a PPS number for anything that touches tax or state services. A company account additionally needs the CRO registration documents and a board resolution, and banks apply their own onboarding checks on top of the statutory ones.
- Documentation, not nationality, is what decides account opening.
- A PPS number is needed in practice for anything touching tax or state services.
- Eligible deposits are covered by the statutory guarantee scheme.
- Central Bank of Ireland
Banking regulation and the deposit guarantee scheme.
Government portals
- Revenue — Irish Tax and Customs — PPS-linked tax registration, PAYE, self-assessment and customs.
- Immigration Service Delivery — Visas, employment permits interaction, IRP registration and citizenship.
- Department of Enterprise, Tourism and Employment — Employment permits for non-EEA workers, including the Critical Skills permit.
- Workplace Relations Commission — Statutory employment rights, minimum wage, and complaints procedure.