Czechia · Business Banking
Opening business and personal bank accounts, remote options, required documents, and fees.
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Banks are supervised by the Czech National Bank, which is also the central bank, and deposits are insured by the Financial Market Guarantee System up to the equivalent of EUR 100,000 per depositor per bank. Czech account numbers have their own domestic format alongside the IBAN, which for Czechia runs to 24 characters. Banks ask for identification and, for a non-resident, usually proof of address and the reason for the account; under EU rules a resident of the EU has a right to a basic payment account. Many banks also act as an identity provider (Bank iD), which lets customers sign in to public-sector online services with their bank login.
- Deposits are insured up to the equivalent of EUR 100,000 per depositor per bank.
- A Czech IBAN has 24 characters and contains the domestic account number.
- Bank iD lets you use your bank login for many public online services.
- Czech National Bank (ČNB)
Central bank and supervisor of banks and financial firms.
- Financial Market Guarantee System
Deposit insurance, up to the equivalent of EUR 100,000 per depositor per bank.
Government portals
- gov.cz — Public Administration Portal — Guides to life situations and online services, including emergency calls and annual leave.
- Public Register and Collection of Documents — Ministry of Justice search of the commercial register and companies' filed documents.
- Financial Administration (Finanční správa) — Tax filing, VAT registration and the VAT control statement.
- Ministry of Foreign Affairs — Entry & Residence — Short-stay visas, Employee Card, EU Blue Card and residence registration.