Nigeria · Healthcare

How the Nigeria healthcare system works — public vs private care, eligibility, and costs for residents and visitors.

AI-drafted, editorial review pending. The official links below are checked — confirm specifics with the authority.

The National Health Insurance Authority Act 2022 makes health insurance mandatory for everyone resident in Nigeria, delivered through the NHIA and state health insurance schemes; in practice coverage is still limited, and many people pay out of pocket. Formal-sector employers commonly provide cover through health maintenance organisations (HMOs) accredited by the NHIA. Lagos and Abuja have the widest choice of private hospitals, and many expatriate packages add international medical insurance and evacuation cover.

  • Health insurance is mandatory for residents under the NHIA Act 2022, though coverage is still limited.
  • Employers commonly provide cover through NHIA-accredited HMOs.
  • Lagos and Abuja have the widest choice of private hospitals.

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