Austria · AML & KYC
Anti-money-laundering and customer-due-diligence obligations, regulated activities, and the official financial regulator.
AI-drafted, editorial review pending. The official links below are checked — confirm specifics with the authority.
The Financial Market Authority supervises banks, insurers and other financial firms under the Financial Markets Anti-Money Laundering Act (FM-GwG), and suspicious transactions are reported to the Financial Intelligence Unit at the Federal Criminal Police Office. Beneficial ownership is recorded in the Beneficial Owners Register run by the Ministry of Finance, which obliged entities consult when identifying customers. Non-financial businesses such as dealers and estate agents follow anti-money-laundering duties under trade law rather than the FM-GwG.
- Financial firms identify customers and beneficial owners and report suspicions to the Financial Intelligence Unit.
- The Beneficial Owners Register is kept by the Ministry of Finance and confirmed every year by each company.
- Dealers, estate agents and other non-financial businesses fall under trade-law AML rules, not the FM-GwG.
- Financial Market Authority (FMA)
Financial Market Authority: supervision of banks and financial firms.
- Bundeskriminalamt — Geldwäschemeldestelle
Financial Intelligence Unit at the Federal Criminal Police Office.
- BMF — Beneficial Owner Register
Beneficial Owners Register, run by the Ministry of Finance.
Government portals
- oesterreich.gv.at — Austrian Government Portal — Guidance and online services for residents, including residence registration and ID Austria.
- USP — Business Service Portal — Online company formation (e-start-up), beneficial-owner filings and business dealings with the authorities.
- Federal Ministry of Finance (BMF) — Tax, customs and online filing through FinanzOnline.
- Migration Platform of the Austrian Federal Government — Red-White-Red Card, EU Blue Card and family reunification, with a points calculator.