Canada · AML & KYC
Anti-money-laundering and customer-due-diligence obligations, regulated activities, and the official financial regulator.
AI-drafted, editorially reviewed. Confirm specifics with the official authority.
In Canada, AML/CFT is governed by the PCMLTFA and overseen by FINTRAC, the national financial intelligence unit and supervisor. Reporting entities (financial institutions, money services businesses, and others) must enrol, identify clients (KYC), keep records, and report suspicious, large-cash and electronic-funds transactions to FINTRAC.
- Reporting entities must enrol with FINTRAC and identify clients (KYC).
- Keep records and report suspicious, large-cash and electronic-funds transactions.
- FINTRAC is both the FIU and the AML/CFT supervisor.
- FINTRAC
Canada's FIU and AML/CFT regulator.
Government portals
- Government of Canada — Canada's federal service portal — immigration, taxes, benefits, and travel info
- Immigration, Refugees and Citizenship Canada — Express Entry, Provincial Nominee Program, work/study permits, and PR card applications
- Canada Revenue Agency (CRA) — T1 personal tax returns, corporate taxes, GST/HST, and benefit applications (CCB)