Kenya · AML & KYC
Anti-money-laundering and customer-due-diligence obligations, regulated activities, and the official financial regulator.
AI-drafted, editorial review pending. The official links below are checked — confirm specifics with the authority.
The Proceeds of Crime and Anti-Money Laundering Act 2009 applies to financial institutions and designated non-financial businesses and professions, such as real estate agents, casinos, dealers in precious metals and stones, and accountants. Reporting institutions identify customers and beneficial owners, keep records and report suspicious transactions to the Financial Reporting Centre, Kenya's financial intelligence unit; banks also follow the Central Bank of Kenya's AML/CFT rules. Kenya has been on the FATF list of jurisdictions under increased monitoring since February 2024, and amendments in 2025 — including an AML/CFT amendment act and a Virtual Asset Service Providers Act — tightened the regime.
- The legal base is the Proceeds of Crime and Anti-Money Laundering Act 2009.
- Suspicious transactions are reported to the Financial Reporting Centre.
- Kenya has been under FATF increased monitoring since February 2024.
- Financial Reporting Centre (FRC)
Financial Reporting Centre: Kenya's financial intelligence unit.
- Central Bank of Kenya (CBK)
Central Bank of Kenya: licensing and supervision of banks.
Government portals
- Business Registration Service (BRS) — Company, LLP and business-name registration, official searches and insolvency.
- Kenya Revenue Authority (KRA) — Tax PINs, income tax, PAYE, VAT, eTIMS invoicing and customs.
- Directorate of Immigration Services — Work permits and passes, permanent residence, eTA and passports.
- Office of the Data Protection Commissioner (ODPC) — Registration of data controllers and processors, complaints and breach reports.