India · AML & KYC
Anti-money-laundering and customer-due-diligence obligations, regulated activities, and the official financial regulator.
AI-drafted, editorially reviewed. Confirm specifics with the official authority.
Anti-money-laundering duties come from the Prevention of Money Laundering Act 2002 and the rules under it, which impose customer identification, record-keeping and reporting obligations on reporting entities. The Financial Intelligence Unit — India receives suspicious transaction and cash transaction reports, while sector regulators set the operational detail: the Reserve Bank of India issues the KYC master direction for banks and other regulated entities, with SEBI and IRDAI doing the same in their own sectors.
- The PMLA and its rules set customer identification, record-keeping and reporting duties.
- Suspicious and cash transaction reports go to the Financial Intelligence Unit — India.
- Operational KYC detail comes from your sector regulator — RBI, SEBI or IRDAI.
- Financial Intelligence Unit — India (FIU-IND)
Receives suspicious and cash transaction reports.
Government portals
- National Portal of India — Directory of central and state government services and departments.
- Income Tax Department — PAN application, e-filing of returns, and residency rules for foreigners.
- GST Portal — GST registration, return filing and the taxpayer search.
- Indian Visa Online — The official e-Visa application, regular visa forms and application status.