🇫🇷 France · Banque professionnelle

Ouverture de comptes professionnels, options de banque à distance, documents requis et frais.

France has no single account-opening registry; banks are supervised by the ACPR, attached to the Banque de France. New companies deposit share capital in a dedicated account at formation, and a statutory "right to an account" applies if a business is refused.

  • A capital-deposit account is required to register most companies; the bank issues a deposit certificate used in the formation file.
  • France is part of the SEPA area; both traditional banks and licensed e-money/payment institutions can serve businesses.
  • If a company is refused an account, it can invoke the "droit au compte" through the Banque de France.

Autorités officielles

  • Banque de France

    Central bank; administers the right-to-an-account procedure.

  • ACPR

    Prudential supervisor of banks and payment institutions.

Agrégation d'informations officielles, pas un conseil juridique. Vérifiez toujours sur le site officiel de l'autorité.

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