🇺🇸 États-Unis · Banque professionnelle

Ouverture de comptes professionnels, options de banque à distance, documents requis et frais.

The US has no single account-opening registry; banks are regulated by the OCC, the Federal Reserve and the FDIC (which insures deposits), plus state regulators. A business typically needs an EIN and formation documents to open an account.

  • Deposits at member banks are insured by the FDIC up to the standard limit per depositor, per bank.
  • Opening a business account generally requires the EIN, formation documents and owner ID.
  • Banks apply federal customer-identification (KYC) and anti-money-laundering checks.

Autorités officielles

  • FDIC

    Federal deposit insurance and bank supervision.

  • OCC

    Regulator of national banks and federal savings associations.

Agrégation d'informations officielles, pas un conseil juridique. Vérifiez toujours sur le site officiel de l'autorité.

Portails gouvernementaux

  • The White House — Official residence and office of the US President — executive orders, policy briefings, press releases
  • U.S. Department of State — US passport and visa services, travel warnings, embassy information worldwide
  • Internal Revenue Service (IRS) — Federal tax filing, refund status, ITIN/EIN applications, and Free File program
  • USCIS — Green card, H-1B and work visas, naturalization, immigration benefits, and case status

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