🇺🇸 Estados Unidos · Banca empresarial

Apertura de cuentas empresariales, opciones de banca remota, documentos necesarios y comisiones.

The US has no single account-opening registry; banks are regulated by the OCC, the Federal Reserve and the FDIC (which insures deposits), plus state regulators. A business typically needs an EIN and formation documents to open an account.

  • Deposits at member banks are insured by the FDIC up to the standard limit per depositor, per bank.
  • Opening a business account generally requires the EIN, formation documents and owner ID.
  • Banks apply federal customer-identification (KYC) and anti-money-laundering checks.

Autoridades oficiales

  • FDIC

    Federal deposit insurance and bank supervision.

  • OCC

    Regulator of national banks and federal savings associations.

Agregación de información oficial, no asesoramiento jurídico. Verifique siempre en el sitio oficial de la autoridad.

Portales gubernamentales

  • The White House — Official residence and office of the US President — executive orders, policy briefings, press releases
  • U.S. Department of State — US passport and visa services, travel warnings, embassy information worldwide
  • Internal Revenue Service (IRS) — Federal tax filing, refund status, ITIN/EIN applications, and Free File program
  • USCIS — Green card, H-1B and work visas, naturalization, immigration benefits, and case status

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