Disclaimer

Last Updated: September 2026

本文件仅提供英文版本,以英文版为准。

The information, tools, automated insights, and artificial intelligence-generated outputs (collectively, the "Content") provided by Richbay across Richbay.com, Richbay.ai, and Richbay.org are for general informational and educational purposes only.

About richbay.org specifically

  • Where the information comes from. richbay.org aggregates official government and authoritative public sources, drafts explanations with AI, and reviews them before publishing. Reviewed data modules identify their sources and review dates; pages still being verified withhold specific figures and link directly to the official authority instead.
  • Not official, and not advice. richbay.org is not a government site and is not affiliated with any government or authority. Nothing here is immigration, legal, tax or financial advice.
  • Verify before you rely on it. Rules, fees, dates and figures change, and a page may be out of date. Data is provided without guarantee — always confirm on the official source we link to before acting.
  • Affiliate links. Some pages contain affiliate links. If you sign up or transact through them, Richbay.org may earn a small commission at no extra cost to you. This does not affect what we recommend or how pages are ranked.
  • Corrections. If a figure, date or link looks wrong, tell us — Corrections & Copyright explains the process. We review every report.

The sections below apply to the Richbay network as a whole.

1. No Professional Advice

Richbay is a technology and platform provider. The Content made available through our Services does not, and is not intended to, constitute:

  • Legal advice
  • Financial, investment, or tax advice
  • Medical or healthcare advice
  • Professional consulting of any kind

Any reliance you place on such information is strictly at your own risk. You should consult with a qualified, licensed professional in the appropriate field before making any financial, legal, or major business decisions.

2. AI-Generated Outputs and Experimental Technologies

Users acknowledge that certain features of the Services rely on artificial intelligence, machine learning, and experimental automation technologies.

  • Inaccuracies & Bias: AI models can experience "hallucinations" and may generate responses that are inaccurate, biased, incomplete, offensive, or outdated.
  • No Verification: Richbay does not manually review, vet, or endorse all AI-generated outputs. You are solely and fully responsible for reviewing, editing, and validating the accuracy of any generated text, code, or data before implementation or publication.

3. No Guarantees or Warranties

Richbay makes no representations, warranties, or guarantees, express or implied, regarding:

  • The operational availability, performance, or uptime of the Services.
  • The accuracy, completeness, or reliability of the Content.
  • Any commercial outcomes, including but not limited to business revenue generation, search engine optimization (SEO) rankings, or market performance.

4. Limitation of Liability

To the maximum extent permitted by applicable law, Richbay, its founders, operators, and partners shall not be held liable or responsible for any financial losses, business interruptions, regulatory penalties, or damages (whether direct, indirect, or consequential) arising out of or connected to:

  • Your use of, or inability to use, the Services.
  • Your reliance on any website content or AI-generated outputs.
  • Actions, products, or service interruptions caused by third-party integrations.

5. Third-Party Endorsements

Any references, links, or citations to third-party tools, products, or external web addresses are provided solely as a convenience. Richbay does not endorse, sponsor, or guarantee the validity or quality of external third-party products or services.

6. Contact

If you have any questions or require clarification regarding this Disclaimer, please contact: