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USD/JPY Remittance Guide
US Dollar (USD) → Japanese Yen (JPY) Complete Transfer Guide
Corridor Overview
One of the world's most traded FX pairs. Also the main corridor for Japan study, tourism, and business remittances.
Recommended Platforms
Top Pick
Wise Visit →
Fees ~0.4–1% fee, transparent exchange rate
Transfer Speed 1–2 business days
Min. Amount USD 1
Best For Personal transfers, transparent rates
Revolut Visit →
Fees Free during market hours on weekdays (capped); +1% on weekends
Transfer Speed Instant to 1 business day
Min. Amount USD 1
Best For Small frequent transfers
XE Money Transfer Visit →
Fees No fixed fee; profit from spread
Transfer Speed 1–3 business days
Min. Amount USD 10
Best For Large business transfers
SWIFT Bank Transfer Visit →
Fees Bank fee USD 15–50; correspondent banks may deduct additional fees
Transfer Speed 3–5 business days
Min. Amount USD 1
Best For Large formal transfers, business use
Practical Tips
- USD/JPY is volatile. For large transfers, consider setting a target rate alert to wait for a favorable rate.
- 7-Eleven ATMs in Japan accept many foreign cards with low or no fees for JPY withdrawals.
Key Regulations
- Japan requires declaration to the Finance Bureau for amounts above JPY 30,000,000 (Foreign Exchange Act).
Important Notice
Exchange rates above are 2025 reference values. Actual rates are determined by the market and change constantly. Fee data is sourced from public information; confirm current charges on each platform. This page does not constitute investment or financial advice.
Data reference: 2026-06