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CNY/INR Remittance Guide
Chinese Yuan (CNY) → Indian Rupee (INR) Complete Transfer Guide
Corridor Overview
China-India remittance primarily for trade settlement (textiles, IT services) and tourism. China-India diplomatic relations directly impact bilateral trade remittance flows.
Recommended Platforms
Top Pick
Wise Visit →
Fees ~0.4–1% fee, transparent exchange rate
Transfer Speed 1–2 business days
Min. Amount USD 1
Best For Personal transfers, transparent rates
Western Union Visit →
Fees Fixed fee + spread; compare quotes carefully
Transfer Speed Instant to minutes (cash pickup)
Min. Amount USD 1
Best For Cash pickup, wide coverage
SWIFT Bank Transfer Visit →
Fees Bank fee USD 15–50; correspondent banks may deduct additional fees
Transfer Speed 3–5 business days
Min. Amount USD 1
Best For Large formal transfers, business use
Practical Tips
- Chinese tourists need an Indian e-Visa (approx. USD 25-36), obtainable online before arrival. For large trade remittances, use bank SWIFT with full contract documentation given the complex China-India relationship.
Key Regulations
- Reserve Bank of India (RBI) controls FX. India has strict capital controls — inward remittances must comply with FEMA regulations; commercial transfers require invoices and contracts.
Important Notice
Exchange rates above are 2025 reference values. Actual rates are determined by the market and change constantly. Fee data is sourced from public information; confirm current charges on each platform. This page does not constitute investment or financial advice.
Data reference: 2026-06